Backed by more than 900 5-star Google Reviews

 
See Our Awards!
  • MPA's Best Mortgage Brokerages in Australia

    2024 Top 24 Brokerage

  • The Advisor Australian Broking Awards

    2024 Regional Office Of The Year Finalist

  • The Advisor Australian Broking Awards

    2024 Independent Office Of The Year Finalist

Home loan services we offer

At Mason Finance Group, we help clients all over Australia with home loan purchases, refinancing, investment property loans, land and construction loans, and asset finance. Our finance broker team also provides commercial loans for business owners looking to expand operations or purchase new equipment. Every service we offer is designed around your situation, not a cookie-cutter template, ensuring you get lending solutions and support from someone who actually understands what you’re trying to achieve and can help you secure the right outcome. One goal runs through all of it: give every client a better experience than they’d get walking into a bank.

Get in touch when you’re ready. We look forward to working with you.

Get in touch today

Home loans Sunshine Coast

Buying your first home in Caloundra, upgrading in Noosa, or investing in Maroochydore? We work with over 60 banks and lenders to find competitive rates and terms that suit your financial situation, not a cookie-cutter profile.

First home buyer support

Starting on the property ladder is a lot. We help first home buyers work through the real questions: how much deposit do you actually need, are you eligible for the First Home Guarantee, can you access the First Home Buyers Grant QLD or another government grant scheme, and which lender is going to give you the best shot at approval. Our professional team will walk you through each step and provide tailored advice at every stage.

Investment property loans

Building a portfolio across Buderim, Kawana, or further afield? Our investment loan specialists understand what property investors need. We'll help structure lending solutions designed for the long term, so you're borrowing what you need, managing cash flow sensibly, and positioned well for growth.

Refinancing

Already own property on the Sunshine Coast but paying too much? We'll review your current home loan and show you what refinancing solutions are available across our panel. Many of our clients are surprised by the savings on offer when they switch to a more competitive rate or a loan structure that suits their goals better.

Land and construction loans

Planning to build in Mooloolaba or Coolum? Construction loans work differently from a standard home loan, with funds released in stages as your build progresses. We'll help you secure lending that gives you flexibility during the build, with rates and terms that make sense for your project, ensuring funds are there when your builder needs them.

Business and asset finance

Beyond home lending, we help business owners with commercial loans, equipment and asset finance, and car loans. If you're expanding your operations, buying new equipment, or financing a vehicle, our finance broker team can shop the market and provide tailored finance solutions that suit your business’s cash flow.

mason finance staff at client appreciation night

Tailored advice from award winning brokers

 

How we work with you

We've built a trusted service experience around one simple idea: get your loan right the first time. Here's how we do it.

Tailored advice from award-winning brokers

Our proven process:

  1. 1. Understand Your Goals

    We start by reviewing your current financial position and talking through what you're trying to achieve. Whether you're buying in Noosa or refinancing in Kawana, we want the full picture before we recommend anything.

  2. 2. Present Your Options

    Based on your circumstances, we'll walk you through suitable home loan options from our panel of lenders. We'll explain the application process, likely timeframes, and what documents you'll need.

  3. 3. Handle the Details

    Once you've chosen your preferred option, our professional team manages the application from start to finish. From paperwork to lender liaison, we'll keep you in the loop the whole way through.

  4. 4. Ongoing Support

    Our relationship doesn't end at settlement. We stay in touch to make sure your loan still suits your situation over the years, which often means savings down the track.

Why Sunshine Coast home buyers choose Mason Finance Group

Local knowledge, award-recognised expertise, and lending options shaped around you, not the bank. We’re the Mortgage Broker Sunshine Coast families, first home buyers, and investors trust to help them take the next step.

Award-winning expertise

We’re not just another mortgage broker. We’re finalists in The Adviser Australian Broking Awards and ranked among Australia’s top brokerages by MPA. The recognition is nice, but what matters more is what sits behind it: a professional team that actually cares about getting your loan right.

Truly local knowledge

Based in Maroochydore, we know the Sunshine Coast property market well. From beachside Mooloolaba to the Buderim hinterland, we understand what lenders look for when financing properties in our region, and how to present your application in the best light. That local Sunshine Coast Mortgage expertise helps you secure the right loan faster, with fewer hiccups along the way.

Personal service, no bank pressure

As independent finance brokers, we work for you, not the banks. That means no sales targets, no pressure to take a product that isn’t right for you, and no hidden agendas. We’ll take the time to understand your financial goals and explain your options clearly. Whether you’re a first home buyer applying for a grant, a seasoned investor, or someone with a credit history that needs a more careful conversation, we’re here to assist without judgment.

Access to deals you won’t find on your own

With relationships across 60+ banks and lenders, we can often access rates, loan products, and lending solutions that aren’t available directly to the public. More choice means more chance of finding the right fit for your situation, backed by a service experience that’s built on trust.

What makes us different?

  • Your own personal, non-bank-affiliated home loan expert
  • We work in your best interests (we’re not owned by a bank)
  • Free for you1
    See how we're paid
  • Fast turnaround times2
  • Access to over 60 banks and lenders in one place3
  • Ongoing support once your loan has settled4

Get in touch today

Serving the Entire Sunshine Coast

While we're based in Maroochydore, we proudly work with clients right across the Sunshine Coast region, including:

  • Caloundra – First home buyers and family upgrades
  • Maroochydore – Investment properties and commercial loans
  • Mooloolaba – Beachside property finance
  • Noosa – Prestige property and investment loans
  • Buderim – Family homes and refinancing
  • Kawana – New developments and construction loans
  • Coolum – Coastal property finance

No matter where you're looking to buy on the Sunshine Coast, our local expertise ensures you get the right loan for your needs.

Access over 60 lenders in one place

Get in touch when you're ready and we can chat through your options.

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Get in touch today

Latest news and events

Follow us on Instagram @masonfinancegroup

Client Appreciation Christmas Party 2023

At Mason Finance Group we truly are a big family & we can't believe how many of our clients continue to become a part of it. A huge thank you to everyone that attended our Annual Client Appreciation Christmas Party!..

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First Home Buyer Nights

At Mason Finance Group we believe that knowledge is power, so educating our clients is our top priority. We started hosting First Home Buyer and Guarantor information sessions in our office at the start of the year and every single one has been a booked out event. ..

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Mason Finance Group Grand Opening

We were absolutely humbled by all of our lovely clients who attended the evening! It really allowed us to give back and say thank you for their huge support in such a short time period. We wouldn't be the business we are today without every single one of our clients!..

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Frequently asked questions

What services do mortgage brokers offer on the Sunshine Coast?

A good Mortgage Broker Sunshine Coast clients can rely on handles a lot more than just home loan applications. At Mason Finance Group, we provide expert help with first home loans (including access to the First Home Buyers Grant QLD), next home loans, investment property loans, refinancing, land and construction loans, guarantor loans, and self-employed home loans. Beyond home lending, we also assist with car loans, equipment finance, asset finance, and commercial loans for business owners looking to grow. Whatever your financial need, we’ll shop the market across 60+ banks and lenders to find the right fit for your situation.

How can a mortgage broker assist with home loan approval?

We take on the heavy lifting at every stage, ensuring your application is as strong as possible. That starts with a professional review of your financial position to work out your borrowing capacity, then comparing home loan options from our lender panel to find the ones you’re most likely to be approved for at the best rate. From there, we package your application properly, present it in the best light to the lender, manage the back and forth, and keep you updated all the way to settlement. Having an experienced, expert broker in your corner often means a cleaner application, fewer surprises, and a faster path to approval.

What are the advantages of working with a local broker?

A local Coast Mortgage Broker brings real knowledge of the Sunshine Coast property market that a call centre broker simply can’t match. We know which lenders are comfortable financing properties in different suburbs, how local valuations tend to land, and what’s happening in the market from Caloundra to Noosa. You also get the benefit of face-to-face meetings if you want them, responsive service when you need a quick answer, and a Broker Sunshine Coast residents can actually get on the phone. When something unexpected comes up mid-application, having someone local with a personalised approach to your situation makes a real difference.

Which lenders can mortgage brokers access for clients?

At Mason Finance Group, we work with over 60 banks and lenders across Australia. That includes the big four banks (CBA, Westpac, NAB, and ANZ), second-tier banks like Macquarie, Bankwest, and Suncorp, credit unions, and a wide range of non-bank lenders and specialist lenders. Non-bank and specialist lenders can be particularly useful for self-employed borrowers, investors with complex portfolios, or anyone whose situation doesn’t fit the big banks’ standard criteria. With a wider lender panel, a good Broker Sunshine Coast clients recommend can match you to a loan product that actually suits your circumstances, with competitive rates and funds flowing smoothly through to settlement, rather than trying to fit you into a single bank’s box.

How does the process of refinancing work with a broker?

Refinancing with a broker is straightforward. We start with a tailored loan health check to see how your current home loan stacks up against what’s available in the market right now. If you’re looking at better options, we’ll walk you through them, explain what switching would look like in dollar terms (including any exit fees, credit checks, or switching costs), and provide honest guidance on whether the new loan actually suits your goals. If you decide to move forward, we will handle the application and lodgement with the new lender, coordinate the discharge from your existing lender, and manage the whole transition. Whether you’re refinancing to purchase another property, consolidate debt, or just get a better rate, most clients are surprised by how painless the process is and the savings they walk away with.