Can I Use My Super to Buy a House? A Guide to Understanding Superannuation
Homes, loans & mortgages blog
Keep up with the latest on home loans, mortgages, the property market and finance. Can’t find what you’re looking for? Get in touch, we’d love to help.
How Does A Reverse Mortgage Work?
Learn how a reverse mortgage helps retirees access home equity safely. Find out eligibility, repayment options, and risks.
How Brisbane's 2032 Olympics Will Impact Property Prices
See how the 2032 Brisbane Olympics could boost property prices and which suburbs are set to grow.
How to Increase Credit Score
Do you know what your credit score is right now? This simple number can make the difference between getting approved for that home loan and facing rejection. Simply put, your credit score represents your creditworthiness to lenders - and the higher it is, the better your chances of approval. Here's the thing: improving your credit score doesn't have to be complicated.
How Do Home Renovation Loans Work?
Many people want to change their living spaces without emptying their savings accounts, so let's look at how home renovation loans actually work.
Questions to Ask a Mortgage Broker as a First Time Home Buyer
First-time home buyers need to ask their mortgage brokers the right questions when dealing with home loans. A mortgage broker's role as a valuable go-between helps deal with banks and other lenders to find a home loan that matches your needs. Making such a big financial commitment means you should understand everything before signing any paperwork.
What Is the First Home Guarantee & How Can It Help You Buy Sooner?
The Australian property market offers an exciting opportunity - first home buyers can jump in with just a 5% deposit instead of saving up 20%. Thanks to the First Home Guarantee, buyers don't need to pay Lenders' Mortgage Insurance (LMI) and save almost $30,000.
What Is LVR in Home Loans? Loan-to-Value Ratio Explained Simply
Applying for a home loan? One number could be the difference between making or breaking your application, and this number is your loan-to-value ratio, or LVR.
First Home Buyers Grant QLD The Ultimate Guide
Looking at Queensland property prices and feeling like home ownership is just out of reach? You're not alone, but did you know there's help available through the Queensland Government's First Home Buyers Grant?
How Bridging Loans Work: Buy Your Next House Before Selling
Stuck between buying your dream home and selling your current one? Bridging home loans are a great solution to this real estate challenge. These loans let you buy your new house before your existing property sells.
What Is a Secured Car Loan? A Simple Guide for First-Time Borrowers
So, you're buying a car – exciting times! You've probably got a good idea of your budget, the model you've got your eye on, and maybe even the colour. But have you thought about financing? And are you familiar with all the options available to you?
Guarantor Home Loans Explained: Everything You Need to Know
Understanding the basics of guarantor home loans is vital for first-time buyers. Learn the benefits, risks, how to qualify and everything else in this article.
How Does Negative Gearing Work?
Negative gearing with investment property and tax deductions sounds complex, but how it works is explained easily. Can it help you conquer the housing market?
Should You Refinance Your Home Loan? A Complete Guide
Before deciding to refinance your home loan, it’s worth considering benefits, drawbacks, financial circumstances and credit score and expert mortgage advice.
A Good Time to Review Your Home Loan
Don’t leave your home loan review on the backburner. This post covers everything you need to know about when you should review your home loan.
Paying Off Your Mortgage Vs Saving For Retirement: Choosing What Works For You
Trying to decide between paying off your mortgage or saving for retirement? This blog covers everything you need to know.
A Good Time to Review Your Home Loan
Don’t leave your home loan review on the backburner. This post covers everything you need to know about when you should review your home loan.
Choosing a home loan
Here’s everything you need to know about choosing an interest rate.
What you need to know about Lenders Mortgage Insurance (LMI)
Lenders Mortgage Insurance is an insurance that protects the lender in case of a default on the property - it offers no protection to the home owners in the event they cannot make their repayments. For many borrowers it’s an unavoidable cost but you can take steps to limit how much it costs you and how you pay it.
10 reasons you’re better off with a broker
Let me say this loudly, loyalty doesn’t necessarily pay anymore. Not with lenders (banks) anyway. They’re busy acquiring new clients, delivering dividends to shareholders... and they know that we Aussies like to stick with the brands we know.
Myth Busting – Understanding Refinancing Myths
It can seem simpler for homeowners (like you) to stay put when it comes to your home loan however for those willing to look around, there can be a lot to gain. We’ll look beyond the refinancing myths so you can take it out of the too hard basket and reap the benefits.
Your Game Plan for saving for a Home Deposit
Is it your dream to live in your own home? Buying your dream home is an exciting new beginning into the next phase of your life. But it also comes with responsibility – in planning for it over many years, and in saving for a home deposit. There are major decisions to be made and you may need to adjust your lifestyle to achieve your goal.
Three tips to help you buy in a competitive property market
Looking for a new home? Join the club! There are many buyers out there looking to buy their first home and take advantage of low interest rates - just like you. So, it pays to have a few tricks up your sleeve that will help you on your search so you get the property that you want, rather than missing out on what could be your dream home.
Rentvesting: Purchasing your first home as an investment property
The puzzle of buying your first home has more answers than one – and an investment property is such an attractive option that could help you realise your property dream. Often, potential homeowners have to compromise on one aspect of the other, such as location, style, or size of the property, due to financial constraints and the need to meet other existing obligations.